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Motor insurance or vehicle insurance covers various vehicle types, including cars, two-wheelers, trucks, autorickshaws, and electric vehicles (EVs). It safeguards you against third-party liabilities arising from an accident involving your insured vehicle. Moreover, a motor insurance policy provides financial coverage for damages to your own vehicle from accidents, natural disasters, theft, and fire. In India, you should have at least third-party motor insurance to drive legally in public spaces.